Money Basics
Mindset, banking, budgeting, and what's left over.
StartBuilt by FirstHome IQ, a 501(c)(3) nonprofit. For first-time buyers, families, classrooms, and the educators and ambassadors who teach them.
Free & for everyone
Jump straight to what you need. Free, always.
A word of thanks
This free education is made possible by our Ambassadors — loan officers, Realtors, and housing leaders who believe in educating the next generation about homeownership.
Find an Ambassador near youTest what you know
The 5-minute homebuyer IQ quiz shows you what you’ve got and where you still have ground to cover.
Take the quizCourses
Three courses. Self-paced, on your schedule. Watch a short video, do a small thing, take the next step.
Calculators
Start here. See how renting and owning compare over your years as a homeowner — and leave with your first step either way.
Open the calculatorCompare what renting costs you over time vs. owning, with equity built and your real numbers.
Open the calculatorTwo answers: the most a lender will approve, and the price that actually fits your life.
Open the calculatorHow much you really need, how it changes your monthly payment, and a plan to save for it.
Open the calculatorSort your must-haves from your nice-to-haves and get a ready-to-send summary for your agent.
Build your wishlistMap your income, needs, wants, and savings against the 50/30/20 rule and see what is left each month.
Open the worksheetGames
Three free games for classrooms, workshops, and family game night.
Quiz-show format. Five categories. 10 to 30 minutes, 2 to 30 players.
Discussion-driver. 25 paired choices. 5 to 15 minutes, any group size.
Multiple-choice rapid-fire on real homebuying questions. 10 to 20 minutes.
Support the mission
Every dollar funds free homebuyer education for the next person who lands here. Especially the ones who never thought owning a home was on the table.